In Claims Paid
Client Satisfaction
Active Policyholders
Since 1976, Insurance Maximum has been the trusted partner for individuals and businesses who demand more from their insurer. Our investment-grade balance sheet and A+ AM Best rating mean your policy is backed by rock-solid reserves — so every claim gets paid, on time, every time.
Years of Excellence
Every Insurance Maximum product is engineered to eliminate coverage gaps and deliver faster claim resolution than any standard policy on the market.
Comprehensive collision, theft, and liability coverage with same-day claim payouts and a dedicated adjuster assigned to every case.
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Full-replacement dwelling coverage including natural disasters, water damage, and personal property — with no depreciation deductions on approved claims.
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Protect every vehicle in your fleet with a single policy that scales with your business and includes built-in cargo and driver injury coverage.
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High-limit term and whole-life policies with guaranteed premiums and an integrated investment component that builds cash value from day one.
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Tailored general liability, professional indemnity, and cyber-breach coverage packaged into one affordable policy for growing businesses.
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An extra layer of liability protection that kicks in when your primary policy limits are reached — safeguarding your assets from catastrophic lawsuits.
Read MoreGet a binding coverage quote in under 90 seconds through our app or website — no paperwork, no waiting on hold, no hidden fees.
Get a binding coverage quote in under 90 seconds through our app or website — no paperwork, no waiting on hold, no hidden fees.
Every policyholder is assigned a single point of contact who handles your claim end-to-end — no call centers, no transfers, no runaround.
Every policyholder is assigned a single point of contact who handles your claim end-to-end — no call centers, no transfers, no runaround.
We combine the financial strength of a Fortune-500 insurer with the personal attention of a local agent — and we process 90% of claims within 48 hours.
90% of claims are approved and paid within 48 hours. Our streamlined digital process eliminates delays so you can focus on recovery.
90% of claims are approved and paid within 48 hours. Our streamlined digital process eliminates delays so you can focus on recovery.
Bundle auto, home, and life coverage and save up to 25%. Our smart-bundling engine automatically finds the deepest discount.
Bundle auto, home, and life coverage and save up to 25%. Our smart-bundling engine automatically finds the deepest discount.
Our underwriting team reviews every policy for hidden gaps before activation, so you never discover a missing protection too late.
Our underwriting team reviews every policy for hidden gaps before activation, so you never discover a missing protection too late.
Call: 1.800.MAX.INSURE
Real claims. Real savings. Hear from policyholders who experienced the Insurance Maximum difference when it mattered most.
